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In Basic Financial Literacy – Part 2 – Creativity I said “The knowledge that things are scarce doesn’t translate into docile acceptance nor the extinguishment of wants or desire. Rather it nourishes the will to survive, to create, to overcome … Continue reading
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ResponsibiliTy This post discusses the last of the 4Ts, responsibiliTy and so concludes the 10 basics of financial literacy (see index page). To recap the other Ts are scarciTy, creativiTy and realiTy. The Roman philosopher Cicero best summed it up … Continue reading
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My posts to date have dealt primarily with developing a basic knowledge of personal finance through the curve metaphor. In this post I’m going to discuss several background issues for those whose flow is well above the curve and is … Continue reading
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Philanthropy The American Heritage Dictionary defines philanthropy as the effort or inclination to increase the well-being of humankind as by charitable aid or donations. You may ask what does philanthropy have to do with financial literacy? There’s several answers that … Continue reading
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To spend today or spend tomorrow that is the question? I’ve created the formulas below to help in considering the question. For any given period of time like a month or year: 1) Available to consume (ATC) = Income – … Continue reading
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