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Imagine a world where a new invention created a virtually free and clean energy source that replaced oil. Trillions of dollars a year previously allocated to energy costs would be freed up to go elsewhere. The standard of living for … Continue reading
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In personal finance goals are the tangibles and intangibles we want to accomplish. It doesn’t matter what they are, it could be to buy a car, a house, retire with a particular life style, pay for college or any number … Continue reading
Google’s a great example of creativity on steroids. Brin and Page grad students at Stanford had a better idea for a search engine. The Stanford users seemed to love it and the buzz was awesome. In any case they approached … Continue reading
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Thomas Malthus scholar, clergyman, philosopher, writer and political theorist was one of the most influential thinkers of the 19th century. He made important and significant contributions to economic, political, social and scientific thought. He is even credited with introducing the … Continue reading
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In Basic Financial Literacy – Part 2 – Creativity I said “The knowledge that things are scarce doesn’t translate into docile acceptance nor the extinguishment of wants or desire. Rather it nourishes the will to survive, to create, to overcome … Continue reading
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ResponsibiliTy This post discusses the last of the 4Ts, responsibiliTy and so concludes the 10 basics of financial literacy (see index page). To recap the other Ts are scarciTy, creativiTy and realiTy. The Roman philosopher Cicero best summed it up … Continue reading
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My posts to date have dealt primarily with developing a basic knowledge of personal finance through the curve metaphor. In this post I’m going to discuss several background issues for those whose flow is well above the curve and is … Continue reading
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Philanthropy The American Heritage Dictionary defines philanthropy as the effort or inclination to increase the well-being of humankind as by charitable aid or donations. You may ask what does philanthropy have to do with financial literacy? There’s several answers that … Continue reading
Getting to know The Curve and Flow There’s lot’s of numbers in personal financial planning, so it can get overwhelming fast. To keep the “overwhelmed factor” in its cage I hooked up with my good buddy and ad man extraordinaire … Continue reading
Government No discussion of the personal finance environment would be complete without considering government, especially its economic attributes and their impact. A good place to start this explication would be with defining public goods. These are items whose consumption is … Continue reading
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